Financing for Male Enhancement Surgery
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Treatment Is an Investment, and the Cost Depends on Your Case
Choosing the right surgeon comes first. Cost is the next honest question, and it is a fair one to ask. What you pay depends on your specific case, because no two procedures are identical. At your first consultation, Dr. Elliot Heller, MD, FACS, walks you through a complete breakdown of the total for your procedure, including surgery fees, anesthesia charges, and facility fees where they apply.
Most insurance plans treat cosmetic and aesthetic procedures as elective, so they usually do not cover the cost. That is why we offer several financing paths, so you can move forward on a timeline that fits your budget.
How Third-Party Financing Works
Financing is straightforward. You apply online in a few minutes, and a decision often comes back the same day. If you are approved, you pick a monthly plan that fits your budget, and then you schedule your procedure. Our office staff can walk you through the options and help you read the numbers before you commit to anything.
Terms vary by lender and by the plan you qualify for. They often range from short no-interest promotional windows to longer monthly schedules, so most patients can find a payment that works month to month.
If you are combining more than one procedure in a single visit, for example ligament release with fat transfer, or dermal fillers with the P-Shot, we structure the financing around the combined cost rather than treating each procedure on its own. That often lowers fees and keeps scheduling simple.
Our Financing Partners
We work with three patient financing companies that are widely used for medical and aesthetic care. Each one lets you apply on its own secure website, and each offers monthly payment plans for approved applicants. You are welcome to compare them and apply with whichever one suits you best.
Cherry offers simple monthly payment plans with a quick application. Affirm lets you check your options and choose a payment schedule that works for you. CareCredit is a health and wellness credit card accepted at many practices. The specific rates and terms for each are set by the lender, not by our office, so review the details on their site before you sign.
What Your Quoted Price Includes
The price we quote covers everything tied to the procedure itself: your pre-operative evaluation, the procedure, anesthesia and facility costs where they apply, your post-operative check-in appointments, and standard follow-up care. There are no surprise line items. If your case needs care beyond the standard follow-up schedule, we discuss and agree on that with you in advance.
You can also pay by major credit card if you prefer to earn rewards and manage the balance on your own timeline, and patients who pay the full balance up front may qualify for a courtesy discount. Ask about current offers at your consultation.
Your Privacy Is Protected
Discretion matters to our patients, and it matters to us. Every financial conversation, application, and billing record is handled with the same confidentiality as any medical consultation. Statements from our office do not spell out the specific procedure. If you pay through a financing partner, you may want to confirm how that company describes charges on its own statements.
Next Steps
For pricing and financing details specific to your procedure, schedule a private consultation with Dr. Heller. You can meet in person at our Upper East Side office, or by virtual appointment if you are traveling from out of state. Call 866-477-2023 to begin. Our patients come from across the New York and New Jersey metro area, the wider tri-state region, and internationally.
Financing Disclaimer: Financing is subject to approval by third-party lenders. Interest rates, payment terms, and promotional offers are set by the lender and can change. All cost figures discussed at your consultation are specific to the procedure you select and current at the time of that consultation.
Affordable Enhancement